Life Insurance should be the cornerstone and starting point of any financial plan. Your biggest asset that you have today is most likely your ability to earn income which is why our customers are often in search of securing the proper type of life insurance for themselves and their families. There are several types of life insurance that may fit your specific needs and budget and we are here to help make sure you make the best choice possible.
Whole Life is a type of life insurance policy that features premiums that are guaranteed to stay level and never increase. Like its name, it’s designed to cover you for your whole life and builds cash value as you pay premiums.The “Infinite Banking Concept” is a popular whole life strategy which allows you to strategically leverage your policy’s returns as a self funding“bank” or cash vehicle as opposed to leaving your money in a checking account which earns typically less than 1%.
An IUL is a type of permanent life insurance policy that is designed to cover you for your entire life . Often referred to as the “Swiss Army Knife” of life insurance policies, the IUL also features flexible premium options which build cash value that you can access tax free for any purpose. Whether you are building a tax free retirement, saving for college education, purchasing real estate or anything in between an IUL can be a great solution for your life insurance and wealth building needs.
Term Insurance is a type of life insurance policy that provides coverage for a certain period of time or a specified "term" of years. It may come in 10, 20, or 30 years and can be tailored to your specific needs. It’s a great solution for anyone who is working with a budget and needs a temporary solution. Most importantly, our term insurance comes with Living Benefits also known as “Life Insurance You Don’t Have to Die to Use”
Most Americans think that their biggest asset is their home or their car. However, they often over look their biggest of all, their ability to earn income. Living Benefits gives you tax free access to your life insurance death benefit if you become sick or injured under specified triggers, giving you a peace of mind when you need it the most.
Deciding how you want to grow and use your retirement funds as an income stream can be a daunting task. Whether you’ve been working for years and have been contributing into a 401k or you have cash or savings, a fixed indexed annuity can be a great solution to give you the peace of mind you’re looking for.
Saving for your child’s financial future is often something you plan to start doing but don’t know where to start. Our Start Smart Plan offers you advantages over traditional college savings which can often suffer from market volatility, are restrictive in use, and can negatively affect financial aid. With as little as $100 per month you can start building towards a brighter financial future for your child today!
Small businesses owners are the backbone of America’s economy, and you face several challenges you may not know even existed. We work with your unique business model and analyze what financial challenges we can solve with our solutions. From Installing a 401k, executive benefits for key employees, and even business succession / exit strategies and everything in between we can help you protect what you’ve worked so hard to build.
We don’t know whether taxes will go up or go down. What we do know is that they can possibly go up because our government has several things to pay for that come from our tax dollars like - social security, medicare, medicaid, welfare, stimulus packages, and our $26 trillion dollar national debt. Take the first step to building a tax free retirement today!
Whole Life is a type of life insurance policy that features premiums that are guaranteed to stay level and never increase. Like its name, it’s designed to cover you for your whole life and builds cash value as you pay premiums.The “Infinite Banking Concept” is a popular whole life strategy which allows you to strategically leverage your policy’s returns as a self funding“bank” or cash vehicle as opposed to leaving your money in a checking account which earns typically less than 1%.
An IUL is a type of permanent life insurance policy that is designed to cover you for your entire life . Often referred to as the “Swiss Army Knife” of life insurance policies, the IUL also features flexible premium options which build cash value that you can access tax free for any purpose. Whether you are building a tax free retirement, saving for college education, purchasing real estate or anything in between an IUL can be a great solution for your life insurance and wealth building needs.
Term Insurance is a type of life insurance policy that provides coverage for a certain period of time or a specified "term" of years. It may come in 10, 20, or 30 years and can be tailored to your specific needs. It’s a great solution for anyone who is working with a budget and needs a temporary solution. Most importantly, our term insurance comes with Living Benefits also known as “Life Insurance You Don’t Have to Die to Use”
Most Americans think that their biggest asset is their home or their car. However, they often over look their biggest of all, their ability to earn income. Living Benefits gives you tax free access to your life insurance death benefit if you become sick or injured under specified triggers, giving you a peace of mind when you need it the most.
Deciding how you want to grow and use your retirement funds as an income stream can be a daunting task. Whether you’ve been working for years and have been contributing into a 401k or you have cash or savings, a fixed indexed annuity can be a great solution to give you the peace of mind you’re looking for.
Saving for your child’s financial future is often something you plan to start doing but don’t know where to start. Our Start Smart Plan offers you advantages over traditional college savings which can often suffer from market volatility, are restrictive in use, and can negatively affect financial aid. With as little as $100 per month you can start building towards a brighter financial future for your child today!
Small businesses owners are the backbone of America’s economy, and you face several challenges you may not know even existed. We work with your unique business model and analyze what financial challenges we can solve with our solutions. From Installing a 401k, executive benefits for key employees, and even business succession / exit strategies and everything in between we can help you protect what you’ve worked so hard to build.
We don’t know whether taxes will go up or go down. What we do know is that they can possibly go up because our government has several things to pay for that come from our tax dollars like - social security, medicare, medicaid, welfare, stimulus packages, and our $26 trillion dollar national debt. Take the first step to building a tax free retirement today!
Our premier coverage can be surprisingly affordable Our #1 priority is your budget and we highly recommend that you only start a financial plan with us when you feel educated and can make an informed decision.
Through a free policy review, we can go over what you currently have and see if your current plan still fits your current needs. We will walk you through the different types of coverage so you can make an educated decision. You will then have the option to upgrade your coverage today and make sure you have the best the industry has to offer.
It’s great that your work provides that benefit to you, however the coverage often is below what your family needs. The average at work coverage ranges between $20,000 – $100,000. Most of the time, it is only available to you while you work there.. but what would happen if you lost your job or moved jobs? What would happen to your coverage? Lastly, most life insurance coverage provided at work is group term insurance with out living benefits. Living Benefits are essential to you as a working professional to protect your income in case you become sick or injured. (learn more about living benefits by click here)
