TERM INSURANCE

WHAT IS TERM INSURANCE?

Term Insurance is a type of Life Insurance policy that provides coverage for a certain period of time or a specified "term" of years. It may come in 10, 20, or 30 years and can be tailored to your specific needs. It’s a great solution for anyone who is working with a budget and needs a temporary solution. Our preferred Insurance carriers allow the option to convert the Term policy into a Permanent policy later on down the road.

Term life insurance provides coverage for a certain period of time. It may come in 10, 20, or 30 years and can be tailored to your specific needs. It’s a great solution for anyone who is working with a budget and needs a temporary solution. Our preferred insurance carriers allow the option to convert the term policy into a permanent policy later on down the road.

 

Most importantly, our preferred term insurance carriers  offer term insurance  with Living Benefits or “Life Insurance You Don’t Have To Die To Use.” This allows you to access the death benefit if you become sick or injured under specified triggers.


80%

OF CONSUMERS THINK LIFE INSURANCE IS MORE EXPENSIVE THAN IT ACTUALLY IS

$62,000

AVERAGE DEBT AMERICANS LEAVE TO THEIR FAMILIES AFTER PASSING AWAY

85%

OF TERM POLICIES ON THE MARKET DO NOT HAVE LIVING BENEFITS

THE BENEFITS ARE SIMPLE

PREMIUMS ARE GUARANTEED NEVER TO GO UP

EZ UNDERWRITING CAN GET YOU APPROVED FOR UP TO $2,000,000 OF COVERAGE WITH NO INITAL BLOOD OR URINE EXAMS

LIVING BENEFITS COME AT NO ADDITIONAL PREMIUM

MEET ALEX & JESSICA

AGE 34, 36

"When we first got married we knew we had to get life insurance but decided to wait a bit. Once we had our first baby Miya we knew that we couldn’t put it off any longer. We met with several insurance agents which gave us similarly priced quotes and similar coverage until we met with a GoldLine agent and realized there was so much we were about to miss out on. Not only were the premiums cheaper than the quotes we had been receiving but the coverage came with living benefits which will give us access to the death benefit if we become sick or injured. This is the peace of mind we were looking for!"

ALEX & JESSICA, AGE 34 & 36 - LOS ANGELES, CA